February 24, 2018 3,067 Views Previous: Rushmore Signs Renewal for Black Knight’s LoanSphere Servicing System Next: The Week Ahead: Pending Home Sales Forecast Future Trends Home / Featured / Rosenberg & Associates LLC Hires Two New Attorneys The Best Markets For Residential Property Investors 2 days ago Tagged with: Company News Rosenberg & Associates The Bethesda, Maryland-based law firm of Rosenberg & Associates, LLC has announced that attorneys Megan Hirt and Nathan B. Greyard recently joined the law firm as associate attorneys in the firm’s Vienna, Virginia office.Megan Hirt holds Bachelor of Arts Degrees in Anthropology and in History from the University of Maryland, College Park and a Juris Doctorate from the University of Baltimore Law School. She practices real estate law with a focus on foreclosure and creditors’ rights. Megan is admitted to practice in the jurisdictions of Maryland, Virginia andthe District of Columbia. She is a member of the Maryland State Bar, Virginia State Bar and District of Columbia Bar.Nathan B. Greyard holds a Bachelor of Arts from James Madison University and a Juris Doctor from the University of Richmond School of Law (cum laude). While in law school, Nathan was the Articles Editor for the Richmond Journal of Global Law and Business. Nathan practices real estate law, focusing on foreclosure, bankruptcy, litigation, and evictions. Nathan is a member of the Virginia State Bar, and is admitted to all the state courts of Virginia and the U.S. Bankruptcy Courts for the Eastern and Western Districts of Virginia. Nathan is a member of the Northern Virginia Bankruptcy Bar Association.Rosenberg & Associates, LLC is a Certified Women-Owned Business that provides foreclosure, title curative, bankruptcy, eviction, litigation and REO services in Maryland, Virginia and District of Columbia. Company News Rosenberg & Associates 2018-02-24 David Wharton The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles About Author: David Wharton Subscribe Rosenberg & Associates LLC Hires Two New Attorneys Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Print This Post Share Save in Featured, Headlines, Journal, News Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago
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Raheem Sterling won praise from manager Roy Hodgson after the Liverpool youngster made his England debut against Sweden.The 17-year-old from Harlesden was involved in the first England goal in their 4-2 defeat and caused the Swedish defence problems before being substituted late in the game.“I thought the debutants were good, all of them did fine and I am certainly a wiser man than before this game going into 2013,” said Hodgson.“We were undone by some individual brilliance and maybe a bit of inexperience,” he added. 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 Follow West London Sport on TwitterFind us on Facebook
Musa Mkalipi Kilimo Salama has helped insure thousands of farmers in Kenya and Rwanda (Image:One Acre Fund) Farmers receive insurance on their phones (Image:Agfax) MEDIA CONTACTS • Kilimo Salama +254 2071 7750 RELATED ARTICLES • Kenya takes banking to the poor • Kenyans thrive on local plants • Africa can produce food it needs • New centre to enhance food securityFarmers in Kenya and Rwanda are able to farm without the fear of financial loss through damaged crops caused by bad weather – in farming terms this generally means either too much or too little rain, and it can be the undoing of a farmer. Kilimo Salama is an insurance scheme offering farmers coverage for their farms from the effects of drought and rain; and it works with just the use of a mobile phone.Kilimo Salama, which means “safe farming”, is an innovative programme operated by Safaricom, Kenya’s largest mobile operator; the Syngenta Foundation, for sustainable agriculture; and UAP Insurance, a leading insurance provider. It started in Kenya in 2009 before expanding to Rwanda.The scheme was established to give farmers the confidence to invest in their farms, which feed their communities, and was created by the Syngenta Foundation. Syngenta aims to extend crop insurance to smallholder farmers in rural and developing countries through innovation. Insurance is bought from agro-dealers, who are registered and trained by Kilimo Salama. They are issued with camera phones used to scan the bar code of the policy bought by the farmer, at the time of purchase. This immediately registers the policy with UAP Insurance over the Safaricom network. Farms from as small as one acre – about 0.4 hectares or 4 050 square metres – can take out Kilimo Salama insurance to shield them from any financial losses, enabling a premium price that millions of farmers can afford. Kilimo Salama is one the new innovations in small scale agriculture that has been quietly sweeping across Africa’s farms, boosting production, crop fields and family incomes. Since its launch, the project has grown from 200 policy holders to more than 70 000. Its operations are innovative: solar power weather stations collect weather data at the end of each growing season to determine if extreme weather might affect the harvest. Kilimo Salama staff do not visit farms to assess the pay out and farmers do not have to submit a claim. Rather, it uses information from the automated weather stations and makes automated mobile pay outs if the rainfall is 15% below or above the average. The scheme’s design was based on the Laikipia District in Kenya, where hundreds of maize farmers insured their farms against the long rains of 2009. Since weather monitoring on farms has developed, several other projects have been launched in countries such as Mexico, Morocco, India, Malawi and Tanzania.But Kilimo Salama is the first agricultural insurance programme worldwide to reach smallholders using mobile technology. Farming is a way of life for many people in Kenya and Rwanda, and Kenya’s economy is highly dependent on agriculture. Kilimo Salama offers some measure of security from risk in these countries. Micro insurance on the rise According Microfinance Africa, about one billion people live in Africa, with an estimated 60% living below the poverty line. It is common cause that natural disasters such as floods and drought, as well as disease affect the poorest the hardest. Micro-insurance is insurance with low premiums that protects low income earners and their assets from disaster. It is targeted at individuals who have little savings, mainly for lower valued assets, illness, injury or death. The micro-insurance sector is expanding throughout Africa, where about 14-million low income earners were covered at the end of 2008, according to the International Labour Organisation. Its study, “The landscape of micro-insurance products in Africa” found that 14.7-million people living on less than $2 (R17.92) a day in 32 African countries were covered by micro-insurance products. By 2012, micro-insurance had grown by more than 200%. Farming in Africa According to the University of Cambridge Research, there are about 500-million smallholder farmers worldwide, of whom Africans are some of the poorest. For many Africans, farming is the only source of income and money is generated according to what is planted and harvested. Statistics estimate that 60% of the world’s available farmland is in Africa. It is a large continent with many different types of climate. In North Africa, in Morocco, Algeria, Tunisia and Egypt, farming is limited by the dry climate. Products planted include wheat, barley, olives, grapes, citrus fruit, and some vegetables. According to Plant Life, less than 20% of the working population in Libya and about 55% in Egypt are employed in farming. Farm Chemicals International found there was a high incidence of organic farming in Tunisia, which reserves 300 000 hectares for organic farming of products such as olives, dates, jojoba, almonds, fruit, vegetables, honey, and medicinal plants. West Africa comprises 16 countries, most of which are composed of low plains, desert and coastline. Agriculture in the region has developed, attracting economic interest in rice farming. The methods of farming in West Africa include permanent and temporary intercropping and livestock. Its forests offer a large amount of biodiversity and support the population with forest resources. Fishing is also a large income earner. The International Federation of Organic Agriculture Movements (IFAOM) and the Swiss Research Institute of Organic Agriculture found that 38 African countries had received certificates of organic farming, and about a million hectares of land had been given an organic stamp. There are as many as 470 000 farms on the continent, the largest number in Uganda. These farms provide employment and feed many on and outside the continent. Organic farming is carried out in South Africa, Uganda, Kenya and Tanzania.In addition, 16.4-million hectares of land have been certified as bee keeping areas. The largest of these areas is in Cameroon.
We Hear YouSince introducing the Geocaching® app’s new name and icon earlier this year, we have received and read thousands of questions, comments, and survey responses from geocachers about our mobile apps. We take this feedback seriously and have spent a lot of time contemplating and debating next steps.First things first: We’d like to acknowledge and thank you for the feedback—both positive and negative—that many of you have expressed. In the post below, we’ve collected and responded to some common themes, and laid out our plans for both the Geocaching® and Geocaching Classic apps in the near future.Community Questions and SuggestionsThe following questions and themes are the most common responses collected from the survey, as well as from emails, social media, and forum posts. Offline geocaching is a must-have in the Geocaching® app.Offline maps is the most requested feature by far. Geocaching happens outside after all! Building Lists and the ability to save them for offline use was our first step towards adding offline maps to the app. See “Moving Forward” below for additional information. I need the option to award Favorite Points and submit different log types.Geocaching is a community game that’s about more than a find count. We depend on geocachers to let each other know when a geocache needs maintenance or if there’s a great geocache worth trekking to. We agree that these features are essential. See “Moving Forward” below for additional information. Did you really need to end support for the Geocaching Classic app?Decisions like this are tough and we wish we didn’t need to make them. But we are a business. We don’t have unlimited resources. Retiring the Geocaching Classic app—an app we built and love—is not an easy decision, but it will free up resources to continue doing the work we believe is most important to helping the game thrive, which includes making improvements and adding new features to the Geocaching® app.The Geocaching Classic app was developed in 2008. Mobile phone and app technologies have changed significantly since that time. The Geocaching® app was designed first and foremost to modernize the technology underlying our mobile products. We committed to making a better app built on more sustainable technology and that’s what we’re going to do. The app doesn’t do what I need it to.At Geocaching HQ, we consider it our responsibility to build products that serve as many people in as many places as possible all over the world. Sometimes that’s limiting. Because there are many different ways people like to play the game, we support geocaching partners—like Cachly, Looking4Cache, GSAK and Project-GC—who tap into the listing service we maintain to provide services we’re unable to at this time.You said it and we agree: There’s still work to do. So what’s next?Moving ForwardWe originally planned to shut off the Geocaching Classic app in September 2016. If it’s not clear already, you’ve convinced us otherwise.While the Geocaching® app is not yet complete, we are very proud of our sustained commitment to quality throughout its development. Since launch, we created a better way to find geocaches of all types, as well as trackables. We added 18+ languages to the app to be more welcoming to players around the world, and we added Message Center to make it easier for players to communicate. We also designed the app to better support outdoor play, including a live search for geocaching on the go. Most recently we built Lists, a feature that allows you to plan your geocache outings seamlessly between Geocaching.com and the app.That all being said, the Geocaching® app is missing some of the most requested features: offline and trail maps, log types, draft logs and Favorite Points. We are working to complete these features by March 2017. Until we get there, the Geocaching Classic app should continue to function. However, we are unable to make updates or bug fixes, since the app is no longer available in Google Play and Apple’s App Store.For now, that’s the plan. We promise to keep you updated as we know more—and of course, “more” will include many of the features you requested.Thanks for taking the time to read this far. We hope that by sharing this, we at least communicated that Geocaching HQ is made up of folks who share your love for geocaching and always want to do the right thing for the game.Sincerely,Your friends at Geocaching HQ Update for iOS users: If you update your iPhone to iOS 10, the “Sign in with Facebook” feature on the Geocaching Classic app will no longer work. Fortunately, there is a workaround for this. First, you’ll need to request a password. To do so, go to Geocaching.com and log out of your account. Then, recover your password here. You’ll receive an email with a link to create a new password. Then, you can log into the app using your username and new password.Share with your Friends:More SharePrint RelatedThe Classic app is retiringFebruary 2, 2017In “News”Inside Geocaching HQ Podcast Transcript (Episode 3): Geocaching® app & retirement of Classic appMay 10, 2018In “Community”More answers on Geocaching Classic app retirementFebruary 17, 2017In “News”
Single is the new sexy. Gone are the days to flaunt that chunky solitaire announcing you’re hitched, now it’s the free birds attracting envious glances when they walk in with the flavour of the month. However, everything said and done, it’s quite difficult to avoid one question when you sport,Single is the new sexy. Gone are the days to flaunt that chunky solitaire announcing you’re hitched, now it’s the free birds attracting envious glances when they walk in with the flavour of the month. However, everything said and done, it’s quite difficult to avoid one question when you sport the ‘single’ tag after hitting 30. By choice or compulsion, the debate will continue forever. For some it is the wait for the perfect partner that shelved marriage plans and others have taken a deliberate decision. Whatever it is, they seem to be happy and content.Sunder RamuSunder Ramu, 36, Fashion photographerSunder is perhaps the nicest guy you can hope to meet. Of course when you are the city’s foremost fashion photographer (he has shot the gorgeous cover picture so you can judge for yourself!) working with hot models throughout the year you can afford to share some of that cheer. Considering the sexy models, it’s hard to believe he’s single. Does he like playing the field? Sunder says “Chennai is a very small town; you honestly can’t afford to mess around. It’s the same people in the social circles and you do not want to get things that complicated for yourself.” He steers clear of flings for the same reason and to fill the gap he travels with gorgeous women to the most exotic locales. “It’s impulsive I know, but last year barely after a couple of calls and emails I ended up meeting a friend at the Milan station and we toured the whole of Europe together.” A through-and-through romantic who actually likes candlelight dinners he muses “I don’t believe in the whole “You complete me” concept. You need to be complete and at peace with yourself only then can you let someone into your life. I’m waiting for that girl who will bowl me over or quietly sneak into my life”. We sigh along with him.Kaveri LalchandKaveri Lalchand, 37 Director, Blaft publicationsKaveri, director of Blaft publications, is undoubtedly the smartest single woman in the city. Where are all the men who keep insisting they want a beauty with brains we wonder? “I’m single because I am” she shrugs. “It’s not a conscious choice and when I meet a nice guy I am not averse to considering getting into a relationship.” Walking into a party alone, family pressure and lonely nights can be dispelled with the right companion we agree. Kaveri is a bit exasperated that we’re making being single cut out to be a boring affair and goes on to explain, “I have a chocolate ice-cream theory that I follow: Chocolate ice-cream makes me happy. When the chocolate icecream is all gone, I am still happy. All the time! Ice-cream or no ice-cream.” We ask her if settling down in the near future is on the cards. “Settle down”? Nope! Will never settle and never settle down. I want to fly, explore, taste new things, go on wild adventures, and sure, with a partner in crime-would make it twice the fun!” We couldn’t have said it better.Poongkothai ChandrahasanPoongkothai Chandrahasan, 30, Model and documentary filmmakerWith her beatific smile, flawless face and desirable figure it is difficult to imagine men who wouldn’t want to date her. A friend of hers rightly interrupts to say, “There are no lack of suitors; it’s a case of plenty!” Poongkothai explains, “I am just back from travelling all across the world for the NGO (Offer) I work with. Tomorrow if I need to do that again and I’m married I don’t think it would go down too well. I wear too many hats, I am juggling too many balls in the air and I don’t have the time to invest in a relationship.” Even though she’s not a party animal who is out about town every night, men still get insecure and are intimidated by the fact that she’s independent and doesn’t need them.”Once you’re in a relationship questions are bound to creep. Honestly that is not a box I want to enter”, she smiles.Milind RauMilind Rau, 31, Film directorMilind, after assisting Mani Ratnam in films like Guru, has come on his own as a director with Kaadhal to Kalyanam. He refused to believe this was an actual interview and expected someone to jump out from behind him and say it?fs a prank. Warily looking around he says “I’m still in the process of finishing my film and I haven’t found the right person yet. Though if I did find one I’d have no problems committing.” Kaadhal to Kalyanam is one of the most awaited flicks set to release early 2011 and we can see that for now work is his lady love. “See, when you’re single you can work at your priorities. Yes you do feel a bit lonely because you’re 30 plus and see your friends getting married and settling down. You wish you had someone to fill as your ‘plus one’.” Loneliness must be a tough rope to walk we say to which Milind laughs ‘I’m single, not a saint!” Amen. Other singlesTishani Doshi, 34, AuthorReema Sen, 29, ActressShobhana, 40, ActressArya, 31, ActorVishal, 33 Actoradvertisementadvertisement
About the authorFreddie TaylorShare the loveHave your say Man Utd manager Solskjaer: De Gea focus has returned after contractby Freddie Taylora month agoSend to a friendShare the loveOle Gunnar Solskajer says David De Gea has his focus back after signing a new contract. The goalkeeper committed to the club for another four years on Monday.And Solskjaer was always confident the Spaniard would stay at Old Trafford.”Most of the time we get to keep the ones we want to keep,” said Solskjaer.”The more I got to listen and speak to David, I was pretty confident we were going to make it.”David is delighted. I think you could see by his performance [in the Premier League win] against Leicester that he had made up his mind. You could see the focus in his eyes again.”You do feel very secure with a focused David behind you.”He’s really worked hard this season. He’s still young. Edwin [van der Sar] signed for us when he was 35, so I’m sure David will be part of a successful United team.”
TagsLoan MarketAbout the authorPaul VegasShare the loveHave your say Holloway: Leeds boss Bielsa right to hold back Nketiahby Paul Vegasa day agoSend to a friendShare the loveFormer QPR boss Ian Holloway insists Leeds United manager Marcelo Bielsa is right to hold back on-loan Arsenal striker Eddie Nketiah.Holloway wrote for the Mirror: “Marcelo Bielsa is doing the right thing by keeping Eddie Nketiah on the bench – and bringing him on to score goals.”He’s not starting because he is inexperienced – but he is brilliant at what he does in the moment. In 90 minutes he might not give you what he is giving you as an impact off the bench. That’s clever management.”I’m very aware that being a manager you have to put people in the right position and that is part of your skill. So I would give Marcelo Bielsa credit that Nketiah is coming off the bench and scoring.”Some young players who start regularly lose their efficiency. They think they are ready for the 90 minutes but they aren’t quite.”I fully understand what Bielsa is doing and fully respect it – because he has been a manager for a long, long time.”At the minute – I wouldn’t change a successful situation. Nketiah is still a very, very young man and every time he comes on, he scores. So why change anything?”
The Canadian PressA police officer says an Indigenous man who died in 2017 after being shot by Saskatchewan RCMP was hit with pepper spray first.An inquest into the death Brydon Whitstone heard that officers in North Battleford, Sask., had boxed in a vehicle carrying Whitstone and a passenger after a police chase.RCMP Sgt. Pernell St. Pierre told the inquest he broke the car’s passenger side window to get a better look inside.He said he released pepper spray inside the car but Whitstone did not react to it.St. Pierre said Whitstone, who was 22, also didn’t respond to calls from officers to show his hands.The inquest had already heard that Whitstone put his right hand into his pants after he was told to get out of the car, even though he didn’t have a weapon.RCMP officers testified they followed the sedan Whitstone was in because it matched the description of one involved in a possible drive-by shooting, but the car failed to stop.The inquest heard the car Whitstone was driving crashed into two police vehicles and was badly damaged before it finally came to rest.Const. Jerry Abbott, the officer who shot Whitstone, told the inquest Whitstone appeared to reach for something in his pocket which Abbott thought was a gun, so he shot the man from Onion Lake, Sask., twice in the chest.An investigation by Regina police determined no criminal charges should be filed against police.The inquest is expected to conclude Friday.